How is Commercial Vehicle Insurance different from regular Car Insurance?

Commercial vehicle insurance for cover vehicles used for business and public transport purposes, such as transporting goods, making deliveries, or providing services. Regular car insurance is meant for personal use vehicles used for commuting. It also often requires higher liability coverage limits compared to personal car insurance. This is because commercial vehicles typically carry more risk due to their business use and may need increased protection in case of accidents or damages. Price are usually higher than the private car insurance price it usually depends on vehicle use and segment of the vehicle also it is decided by the IRDA itself. It may have stricter requirements regarding driver qualifications and driving records. RTO signed different type of driving licence for commercial vehicle and for private car light weight licence and legal requirements imposed by local or regional authorities for businesses operating commercial vehicles. These requirements can vary by jurisdiction and may include minimum coverage limits or other regulations that businesses must comply with.